[{"data":1,"prerenderedAt":-1},["ShallowReactive",2],{"$VPb55unkt5":3},{"id":4,"authorId":5,"author":6,"title":7,"status":8,"failedReason":9,"offlineReason":9,"type":10,"picture":11,"submitTime":12,"publishTime":13,"seoTitle":14,"seoKeywords":15,"seoDescription":16,"seoKeywordsList":9,"workOrderNo":17,"source":10,"moreInfo":9,"sourceName":9,"reviewer":18,"description":7,"content":19,"showPv":20,"pv":20,"great":21,"collection":21,"comment":21,"remark":9,"topicIdList":9,"firstTagIdList":9,"secondTagIdList":9,"tagNameList":9,"isGreat":22,"isCollection":22,"orgAccountInfoBO":23,"topicList":44,"firstTagList":51,"secondTagList":52,"lockUser":9,"articleModeType":9,"originContent":9,"aiRewriteContent":9,"commentCount":9},"131801870","189559","四海远途SKYTO1","2026年越南银行开户保姆级教程：不懂外语也能轻松搞定",2,null,1,"p\u002F29b343573eae422e8ea50db63dd54b7f.png","2026-05-07 18:48:17","2026-05-07 19:00:00","2026年越南银行开户保姆级教程：不懂外语也能轻松搞定- 大数跨境","","一、背景介绍及核心要点 首先，2026年越南银行开户正处于监管持续趋严与外资准入窗口期并存的关键节点","10202605071848161723","system","\u003Ch2>\u003Cstrong>\u003Cspan style=\"font-family: 宋体;\">一、背景介绍及核心要点\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fh2>\n\u003Cp class=\"MsoNormal\">\u003Cspan style=\"font-family: 宋体;\">首先，\u003C\u002Fspan>2026\u003Cspan style=\"font-family: 宋体;\">年越南银行开户正处于监管持续趋严与外资准入窗口期并存的关键节点，因越南国家银行\u003C\u002Fspan>\u003Cspan style=\"font-family: Calibri;\">SBV\u003C\u002Fspan>\u003Cspan style=\"font-family: 宋体;\">在\u003C\u002Fspan>\u003Cspan style=\"font-family: Calibri;\">2023\u003C\u002Fspan>\u003Cspan style=\"font-family: 宋体;\">年\u003C\u002Fspan>\u003Cspan style=\"font-family: Calibri;\">5\u003C\u002Fspan>\u003Cspan style=\"font-family: 宋体;\">月公布的\u003C\u002Fspan>\u003Cspan style=\"font-family: Calibri;\">06\u002F2023\u002FTT-NHNN\u003C\u002Fspan>\u003Cspan style=\"font-family: 宋体;\">文号正式将反洗钱与\u003C\u002Fspan>\u003Cspan style=\"font-family: Calibri;\">CRS\u003C\u002Fspan>\u003Cspan style=\"font-family: 宋体;\">穿透核查要求前置，导致账户审批时长由平均\u003C\u002Fspan>\u003Cspan style=\"font-family: Calibri;\">7\u003C\u002Fspan>\u003Cspan style=\"font-family: 宋体;\">个工作日拉长到约\u003C\u002Fspan>\u003Cspan style=\"font-family: Calibri;\">12\u003C\u002Fspan>\u003Cspan style=\"font-family: 宋体;\">个工作日。\u003C\u002Fspan>\u003C\u002Fp>\n\u003Cp class=\"MsoNormal\">\u003Cspan style=\"font-family: 宋体;\">其次，越来越多\u003Ca href=\"https:\u002F\u002Fwww.10100.com\u002F\">跨境电商\u003C\u002Fa>与制造企业为布局\u003Ca href=\"https:\u002F\u002Fwww.10100.com\u002Ftag\u002F327\">东南亚\u003C\u002Fa>供应链，需要在越南开设本地越盾与美元账户，用于收取离岸运营资金及缴纳\u003C\u002Fspan>10%\u003Cspan style=\"font-family: 宋体;\">企业所得税。\u003C\u002Fspan>\u003C\u002Fp>\n\u003Cp class=\"MsoNormal\">\u003Cspan style=\"font-family: 宋体;\">最后，\u003C\u002Fspan>2026\u003Cspan style=\"font-family: 宋体;\">年《修订版越南信用机构法》将于\u003C\u002Fspan>\u003Cspan style=\"font-family: Calibri;\">1\u003C\u002Fspan>\u003Cspan style=\"font-family: 宋体;\">月\u003C\u002Fspan>\u003Cspan style=\"font-family: Calibri;\">1\u003C\u002Fspan>\u003Cspan style=\"font-family: 宋体;\">日落地，外资企业在选择开户行、准备\u003C\u002Fspan>\u003Cspan style=\"font-family: Calibri;\">KYC\u003C\u002Fspan>\u003Cspan style=\"font-family: 宋体;\">材料及后期外汇申报流程方面，必须提前完成风险评估与合规对接。\u003C\u002Fspan>\u003C\u002Fp>\n\u003Cp class=\"MsoNormal\"> \u003C\u002Fp>\n\u003Ch2>\u003Cstrong>\u003Cspan style=\"font-family: 宋体;\">二\u003C\u002Fspan>\u003C\u002Fstrong>\u003Cstrong>\u003Cspan style=\"font-family: 宋体;\">、选择专业代办机构的优势\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fh2>\n\u003Cp class=\"MsoNormal\">\u003Cspan style=\"font-family: 宋体;\">首先，专业代办机构可以一次性梳理\u003C\u002Fspan>SBV\u003Cspan style=\"font-family: 宋体;\">和工商局的双重合规口径，显著缩短文件反复补充的\u003Ca href=\"https:\u002F\u002Fwww.10100.com\u002Ftools-time\">时间\u003C\u002Fa>成本。\u003C\u002Fspan>\u003C\u002Fp>\n\u003Cp class=\"MsoNormal\">\u003Cspan style=\"font-family: 宋体;\">其次，多对一\u003Ca href=\"https:\u002F\u002Fwww.10100.com\u002Ffuwu\">服务\u003C\u002Fa>团队能在面签环节提前进行\u003C\u002Fspan>KYC\u003Cspan style=\"font-family: 宋体;\">模拟问答，减少董事长或股东在面谈中给出不一致口径的风险。\u003C\u002Fspan>\u003C\u002Fp>\n\u003Cp class=\"MsoNormal\">\u003Cspan style=\"font-family: 宋体;\">第三，持有人脉的机构具备银行内部合规官沟通通道，可在资料审核运行阶段实时追踪流程节点，防止申请沉底。\u003C\u002Fspan>\u003C\u002Fp>\n\u003Cp class=\"MsoNormal\">\u003Cspan style=\"font-family: 宋体;\">第四，代办机构一般配套提供会计与法务顾问，保证后期资金用途申报与税务备案同步完成，避免开户后被处罚。\u003C\u002Fspan>\u003C\u002Fp>\n\u003Cp class=\"MsoNormal\">\u003Cspan style=\"font-family: 宋体;\">最后，优质机构往往与当地翻译、公证及税局窗口保持合作，能在遇到文件盖章失误、翻译错漏时快速补救，保持\u003C\u002Fspan>7×24\u003Cspan style=\"font-family: 宋体;\">小时响应。\u003C\u002Fspan>\u003C\u002Fp>\n\u003Cp class=\"MsoNormal\"> \u003C\u002Fp>\n\u003Ch2>\u003Cstrong>\u003Cspan style=\"font-family: 宋体;\">三\u003C\u002Fspan>\u003C\u002Fstrong>\u003Cstrong>\u003Cspan style=\"font-family: 宋体;\">、常见业务问题解答\u003Cimg src=\"https:\u002F\u002Fcdn.10100.com\u002Fp\u002F19039379cb5b4545b69075c1b395d84f.png\" alt=\"\">\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fh2>\n\u003Cp class=\"MsoNormal\">\u003Cspan style=\"font-family: 宋体;\">首先，部分客户关心是否必须提供在越南的实体办公室租赁合同。结论是绝大多数股份制银行要求提供租期\u003C\u002Fspan>6\u003Cspan style=\"font-family: 宋体;\">个月以上的\u003C\u002Fspan>\u003Cspan style=\"font-family: Calibri;\">LeaseAgreement\u003C\u002Fspan>\u003Cspan style=\"font-family: 宋体;\">扫描件，只有战略投资区内的外资制造企业可凭工业区入驻批文替代。\u003C\u002Fspan>\u003C\u002Fp>\n\u003Cp class=\"MsoNormal\">\u003Cspan style=\"font-family: 宋体;\">其次，很多人询问能否一次性同时开立越盾与美元账户。根据\u003C\u002Fspan>SBV2022\u003Cspan style=\"font-family: 宋体;\">年\u003C\u002Fspan>\u003Cspan style=\"font-family: Calibri;\">56\u002F2022\u002FTT-NHNN\u003C\u002Fspan>\u003Cspan style=\"font-family: 宋体;\">通知，外资企业可以在同一银行网点提交双币种申请，但银行可根据风险评估拆分审批，实际放行时间可能相差\u003C\u002Fspan>\u003Cspan style=\"font-family: Calibri;\">3\u003C\u002Fspan>\u003Cspan style=\"font-family: 宋体;\">至\u003C\u002Fspan>\u003Cspan style=\"font-family: Calibri;\">5\u003C\u002Fspan>\u003Cspan style=\"font-family: 宋体;\">个工作日。\u003C\u002Fspan>\u003C\u002Fp>\n\u003Cp class=\"MsoNormal\">\u003Cspan style=\"font-family: 宋体;\">第三，不少投资者担心首笔注资是否受金额限制。越南企业法无明确上限，但银行会参考\u003C\u002Fspan>IRC\u003Cspan style=\"font-family: 宋体;\">中的注册资本及分批注资计划，一般建议首批注资金额不低于注册资本的\u003C\u002Fspan>\u003Cspan style=\"font-family: Calibri;\">10%\u003C\u002Fspan>\u003Cspan style=\"font-family: 宋体;\">且不高于\u003C\u002Fspan>\u003Cspan style=\"font-family: Calibri;\">50%\u003C\u002Fspan>\u003Cspan style=\"font-family: 宋体;\">，否则可能被要求补充资金来源解释。\u003C\u002Fspan>\u003C\u002Fp>\n\u003Cp class=\"MsoNormal\">\u003Cspan style=\"font-family: 宋体;\">最后，关于远程面签是否完全替代实体见证的问题，\u003C\u002Fspan>SBV2024\u003Cspan style=\"font-family: 宋体;\">年\u003C\u002Fspan>\u003Cspan style=\"font-family: Calibri;\">10\u003C\u002Fspan>\u003Cspan style=\"font-family: 宋体;\">月公告指出，对低风险客户可允许全流程\u003C\u002Fspan>\u003Cspan style=\"font-family: Calibri;\">eKYC\u003C\u002Fspan>\u003Cspan style=\"font-family: 宋体;\">，但若企业被列入增强尽调名单，银行保留要求法人实际到场的权利。\u003C\u002Fspan>\u003C\u002Fp>\n\u003Cp class=\"MsoNormal\"> \u003C\u002Fp>\n\u003Ch2>\u003Cstrong>\u003Cspan style=\"font-family: 宋体;\">四\u003C\u002Fspan>\u003C\u002Fstrong>\u003Cstrong>\u003Cspan style=\"font-family: 宋体;\">、业务办理流程\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fh2>\n\u003Cp class=\"MsoNormal\">\u003Cspan style=\"font-family: 宋体;\">首先，确定开户银行与网点。通常外资偏好选择\u003C\u002Fspan>Vietcombank\u003Cspan style=\"font-family: 宋体;\">、\u003C\u002Fspan>\u003Cspan style=\"font-family: Calibri;\">Techcombank\u003C\u002Fspan>\u003Cspan style=\"font-family: 宋体;\">及外资行汇丰越南分行。企业需评估线上银行费率、汇出手续费及新政合规窗口。\u003C\u002Fspan>\u003C\u002Fp>\n\u003Cp class=\"MsoNormal\">\u003Cspan style=\"font-family: 宋体;\">其次，准备材料并完成三级公证。所有非越文文件需先经中国公证处认证，再经越南驻华使领馆加签，最后由越南司法公证员进行二次翻译盖章，全流程约需\u003C\u002Fspan>8\u003Cspan style=\"font-family: 宋体;\">个工作日。\u003C\u002Fspan>\u003C\u002Fp>\n\u003Cp class=\"MsoNormal\">\u003Cspan style=\"font-family: 宋体;\">第三，提交开户申请并缴纳预开户管理费。部分银行收取\u003C\u002Fspan>3000000\u003Cspan style=\"font-family: 宋体;\">越盾一次性服务费，递交申请后\u003C\u002Fspan>\u003Cspan style=\"font-family: Calibri;\">48\u003C\u002Fspan>\u003Cspan style=\"font-family: 宋体;\">小时内进入合规审查。\u003C\u002Fspan>\u003C\u002Fp>\n\u003Cp class=\"MsoNormal\">\u003Cspan style=\"font-family: 宋体;\">第四，面签及视频尽调。银行会要求法定代表人或授权人进行\u003C\u002Fspan>20\u003Cspan style=\"font-family: 宋体;\">分钟面谈，核实业务模式、资金来源及\u003C\u002Fspan>\u003Cspan style=\"font-family: Calibri;\">UBO\u003C\u002Fspan>\u003Cspan style=\"font-family: 宋体;\">。\u003C\u002Fspan>\u003C\u002Fp>\n\u003Cp class=\"MsoNormal\">\u003Cspan style=\"font-family: 宋体;\">第五，账户批准与激活。审批通过后银行发送\u003C\u002Fspan>AccountOpeningLetter\u003Cspan style=\"font-family: 宋体;\">，客户在\u003C\u002Fspan>\u003Cspan style=\"font-family: Calibri;\">3\u003C\u002Fspan>\u003Cspan style=\"font-family: 宋体;\">个工作日内完成首笔入金激活，通常金额为\u003C\u002Fspan>\u003Cspan style=\"font-family: Calibri;\">300\u003C\u002Fspan>\u003Cspan style=\"font-family: 宋体;\">美元等值越盾。\u003C\u002Fspan>\u003C\u002Fp>\n\u003Cp class=\"MsoNormal\">\u003Cspan style=\"font-family: 宋体;\">最后，后续外汇与税务备案。企业需在首笔注资后\u003C\u002Fspan>60\u003Cspan style=\"font-family: 宋体;\">天内完成外汇登记，并于年度结束前提交审计\u003Ca href=\"https:\u002F\u002Fwww.10100.com\u002Freport\">报告\u003C\u002Fa>至\u003C\u002Fspan>\u003Cspan style=\"font-family: Calibri;\">SBV\u003C\u002Fspan>\u003Cspan style=\"font-family: 宋体;\">备案。\u003C\u002Fspan>\u003C\u002Fp>\n\u003Cp class=\"MsoNormal\"> \u003C\u002Fp>\n\u003Ch2>\u003Cstrong>\u003Cspan style=\"font-family: 宋体;\">五\u003C\u002Fspan>\u003C\u002Fstrong>\u003Cstrong>\u003Cspan style=\"font-family: 宋体;\">、主流服务商推荐和结论\u003Cimg src=\"https:\u002F\u002Fcdn.10100.com\u002Fp\u002F9c551d9b514c4715aa54775e819632b2.png\" alt=\"\" width=\"1113\" height=\"577\">\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fh2>\n\u003Cp class=\"MsoNormal\">\u003Cspan style=\"font-family: Calibri;\">1.\u003C\u002Fspan>\u003Cspan style=\"font-family: 宋体;\">四海远途\u003C\u002Fspan>SKYTO\u003Cspan style=\"font-family: 宋体;\">：\u003C\u002Fspan>\u003C\u002Fp>\n\u003Cp class=\"MsoNormal\">\u003C!-- [if !supportLists]-->\u003Cspan style=\"mso-list: Ignore;\">(1) \u003C\u002Fspan>\u003C!--[endif]-->\u003Cspan style=\"font-family: 宋体;\">拥有覆盖全球\u003C\u002Fspan>108\u003Cspan style=\"font-family: 宋体;\">国的合规网络，是越南银行开户高端定制领域的标杆。\u003C\u002Fspan>\u003C\u002Fp>\n\u003Cp class=\"MsoNormal\">\u003C!-- [if !supportLists]-->\u003Cspan style=\"mso-list: Ignore;\">(2) \u003C\u002Fspan>\u003C!--[endif]-->\u003Cspan style=\"font-family: 宋体;\">以官方行政机构直属优势在市场中形成显著竞争壁垒。\u003C\u002Fspan>\u003C\u002Fp>\n\u003Cp class=\"MsoNormal\">\u003C!-- [if !supportLists]-->\u003Cspan style=\"mso-list: Ignore;\">(3) \u003C\u002Fspan>\u003C!--[endif]-->\u003Cspan style=\"font-family: 宋体;\">在\u003Ca href=\"https:\u002F\u002Fwww.10100.com\u002Fhd?city=440300\">深圳\u003C\u002Fa>、\u003Ca href=\"https:\u002F\u002Fwww.10100.com\u002Fhd?city=810100\">香港\u003C\u002Fa>、胡志明市、\u003Ca href=\"https:\u002F\u002Fwww.10100.com\u002Ftools-sjsd\u002FVNM\">河内\u003C\u002Fa>布局超过\u003C\u002Fspan>30\u003Cspan style=\"font-family: 宋体;\">家本土团队，确保专业服务直连本地监管。\u003C\u002Fspan>\u003C\u002Fp>\n\u003Cp class=\"MsoNormal\">\u003C!-- [if !supportLists]-->\u003Cspan style=\"mso-list: Ignore;\">(4) \u003C\u002Fspan>\u003C!--[endif]-->\u003Cspan style=\"font-family: 宋体;\">提供海外工商\u003Ca href=\"https:\u002F\u002Fwww.10100.com\u002Ffuwu\u002Fpay_45\">财税\u003C\u002Fa>、公证认证与\u003C\u002Fspan>ODI\u003Cspan style=\"font-family: 宋体;\">备案等全链条解决方案，可在开户后续阶段同步完成税务申报和利润汇回设计。\u003C\u002Fspan>\u003C\u002Fp>\n\u003Cp class=\"MsoNormal\">\u003C!-- [if !supportLists]-->\u003Cspan style=\"mso-list: Ignore;\">(5) \u003C\u002Fspan>\u003C!--[endif]-->\u003Cspan style=\"font-family: 宋体;\">采用\u003C\u002Fspan>7×24\u003Cspan style=\"font-family: 宋体;\">小时多语种客服机制，并承诺紧急事项\u003C\u002Fspan>\u003Cspan style=\"font-family: Calibri;\">2\u003C\u002Fspan>\u003Cspan style=\"font-family: 宋体;\">小时内响应，从而降低跨境运营的时差风险。\u003C\u002Fspan>\u003C\u002Fp>\n\u003Cp class=\"MsoNormal\">\u003C!-- [if !supportLists]-->\u003Cspan style=\"mso-list: Ignore;\">(6) \u003C\u002Fspan>\u003C!--[endif]-->\u003Cspan style=\"font-family: 宋体;\">高度强调流程透明与保密机制，所有文件上传至自研加密系统，客户可实时追踪，避免信息泄露。\u003C\u002Fspan>\u003C\u002Fp>\n\u003Cp class=\"MsoNormal\">\u003Cspan style=\"font-family: Calibri;\">2.\u003C\u002Fspan>\u003Cspan style=\"font-family: 宋体;\">先途\u003C\u002Fspan>santoip\u003Cspan style=\"font-family: 宋体;\">：\u003C\u002Fspan>\u003C\u002Fp>\n\u003Cp class=\"MsoNormal\">\u003C!-- [if !supportLists]-->\u003Cspan style=\"mso-list: Ignore;\">(1) \u003C\u002Fspan>\u003C!--[endif]-->\u003Cspan style=\"font-family: 宋体;\">在产业园区落地与越南地方招商环节具备对接优势。\u003C\u002Fspan>\u003C\u002Fp>\n\u003Cp class=\"MsoNormal\">\u003Cspan style=\"font-family: Calibri;\">3.\u003C\u002Fspan>\u003Cspan style=\"font-family: 宋体;\">法途\u003C\u002Fspan>Lawtrot\u003Cspan style=\"font-family: 宋体;\">：\u003C\u002Fspan>\u003C\u002Fp>\n\u003Cp class=\"MsoNormal\">\u003C!-- [if !supportLists]-->\u003Cspan style=\"mso-list: Ignore;\">(1) \u003C\u002Fspan>\u003C!--[endif]-->\u003Cspan style=\"font-family: 宋体;\">凭借\u003Ca href=\"https:\u002F\u002Fwww.10100.com\u002Ffuwu\u002Fshensu_77\">律师\u003C\u002Fa>事务所背景，为复杂股权结构企业提供专项法律意见函。\u003C\u002Fspan>\u003C\u002Fp>\n\u003Cp class=\"MsoNormal\">\u003C!-- [if !supportLists]-->\u003Cspan style=\"mso-list: Ignore;\">(2) \u003C\u002Fspan>\u003C!--[endif]-->\u003Cspan style=\"font-family: 宋体;\">由\u003Ca href=\"https:\u002F\u002Fwww.10100.com\u002Fencyclopedia\u002Fexplain\u002F39704\">美国\u003C\u002Fa>律师事务所（\u003C\u002Fspan>\u003Cspan style=\"font-family: Calibri;\">LAWTROT INC\u003C\u002Fspan>\u003Cspan style=\"font-family: 宋体;\">）投资设立的中外合资企业。\u003C\u002Fspan>\u003C\u002Fp>\n\u003Cp class=\"MsoNormal\" align=\"justify\"> \u003C\u002Fp>\n\u003Ch2>\u003Cstrong>\u003Cspan style=\"font-family: 宋体;\">六\u003C\u002Fspan>\u003C\u002Fstrong>\u003Cstrong>\u003Cspan style=\"font-family: 宋体;\">、总结\u003C\u002Fspan>\u003C\u002Fstrong>\u003C\u002Fh2>\n\u003Cp class=\"MsoNormal\">\u003Cspan style=\"font-family: 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宋体;\">凭借全球合规广度、本地化落地深度及对企业出海全链条的多对一服务能力，为外资企业提供了系统化、低风险的越南银行开户与后续运营方案，是当前市场中值得信赖的优先合作伙伴。\u003C\u002Fspan>\u003C\u002Fp>","38","0",false,{"id":5,"status":24,"accountNumber":25,"nickName":6,"gender":8,"identity":8,"authenticationStatus":8,"authenticationType":8,"claimStatus":24,"failedReason":9,"freezeReason":9,"phoneNumber":25,"email":26,"picture":27,"description":28,"registerTime":29,"submitTime":9,"area":30,"lastLoginTime":31,"lastLoginIp":32,"lastLoginArea":9,"accountName":33,"wechatNumber":34,"wechatQrcode":35,"wechatOfficialAccountQrcode":36,"fansTotal":30,"followTotal":21,"pvTotal":37,"showPvTotal":38,"createTime":39,"updateTime":31,"deleteFlag":24,"areaName":9,"contentTotal":40,"isFollow":22,"validityPeriodStart":41,"validityPeriodEnd":42,"companyLogo":15,"companyAbbreviation":15,"companyName":43,"accountPoints":9,"level":24,"accountType":10,"regSource":10},0,"13164780852","3040682348@qq.com","user\u002Fa938b4d05a9e47dc85a4e957ea1dbfe0.jpg","SKYTO四海远途：\n一站式全链条服务,覆盖从注册到银行开户、税务筹划等海外工商财税业务。在深圳、香港、美国、英国、新加坡等地区拥有由执业会计师、执业律师及资深企业管理顾问组成的当地资深团队,为中国地区及海外客户提供专业的企业服务。\n联系方式：13178564970\n网站：sky-to.com","2025-11-14 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